Apart from ultimate accountability, morality is ultimately meaningless; that is, it is nothing more than an expression of culturally conditioned mores to help us survive and maintain social cohesion. without accountability to a loving and just God, there is no objective reason why I shouldn't selfishly exploit others if this makes me happy and I can get away with it. This brutal fact is a major reason why secular people take a leap of theistic faith to find objective meaning in life. As famed atheist and evolutionary biologist, Richard Dawkins, eloquently puts it,
"The universe we observe has precisely the properties we should expect if there is, at bottom, no design, no purpose, no evil, no good, nothing but blind, pitiless indifference."