*laughs heartily* You have clearly never sat in on any Bible Study I've ever attended. I don't think it's just my little congregation that appears to have pretty well no theological answers to anything.
Because I'm going to take this one down a real rabbit hole, as follows:
Another view of the parable from a writer from The Biblical Archaeology Society (link to article
here). The relevant quote:
"Richard L. Rohrbaugh examines the Parable of the Talents’ meaning in his Biblical Views column “
Reading the Bible Through Ancient Eyes” in the
September/October 2016 issue of Biblical Archaeology Review. Although the story itself is fairly straightforward, Rohrbaugh argues that the Parable of the Talents’ meaning is less clear. An ancient audience would have interpreted it differently than a modern one.
The Talents’ parable has typically been interpreted by the Western church as being about proper investment: Jesus’ disciples are urged to use their abilities and gifts to serve God—without reservation and without fear of taking risks. Rohrbaugh, however, argues that the Talents’ parable is all about exploitation. Whereas a modern, Western audience would applaud the first two slaves for trading and investing well, an ancient audience would have approved of the third slave’s behavior and condemned that of the first two slaves because they profited
at the expense of others. Rohrbaugh explains:
This interpretation of the Parable of the Talents’ meaning casts the actions of the first two slaves as shameful and that of the third slave as honorable."
So there you are. Another view. Note the use of the word banker in the original text. I think that is a much more pejorative term in the cultural context than it is currently.